How much is Home Insurance in Houston?
If you live in Houston, Texas, and own a home... you probably know that the Home Insurance rates can be all over the place. Did you know that Houston has the 4th highest Home Insurance premiums in the United States? Why? It all has to do with the proximity to the Gulf Coast and exposure to Tropical Storms, Tropical Depressions, and Hurricanes. The average Home Insurance premium in Houston is $1462 per year and this includes Hazard and Wind / Hail damage coverage.
Generally speaking, the older the home is, the more expensive the Insurance policy is going to be. Newer homes are generally less due to less risk exposure (Ex: New Pipes, New Foundation, New Roof, New Water Heater, New Heat and A/C, etc.)
Take a look at some of these sample Home Insurance quotes around the Houston area. Take note that these homes are the same Dwelling Coverage but located in different zip codes. The further south and east of the Houston, generally the premium is more expensive because of the proximity to the coast.
Top 10 Greater Houston Area Home Insurance Premiums
- Heights Average Home Insurance Premium: $1672
- Meyerland / Bellaire Average Home Insurance Premium: $1933
- Memorial / Westchase Average Home Insurance Premium: $1866
- Cypress / Jersey Village Average Home Insurance Premium: $1422
- Kingwood / Humble Average Home Insurance Premium: $1502
- Pearland Average Home Insurance Premium: $1664
- Sugar Land / Missouri City Average Home Insurance Premium: $1514
- Katy Average Home Insurance Premium: $1445
- The Woodlands Average Home Insurance Premium: $1332
- Houston area Average Home Insurance Premium: $1462
*Premiums based on $250,000 Dwelling Coverage
If you live in or are moving to the Houston area and need a quote on Home Insurance, call us at (281) 242-0020 or go online to https://www.gorockland.com/hom...
