If your home is damaged or destroyed you want to make sure that you are carrying enough insurance to rebuild your home, replace all of your possessions and be able to afford to live somewhere else while your house is...

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Why is Homeowners Insurance so Inexpensive for Brand New Construction Homes - If you are in the market for a new home you may be looking at both old homes and newer builds. While you may love the look and feel of an...

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Flood insurance can be complicated but it is also an absolute necessity if you live in a flood prone area. A standard homeowners insurance policy does not cover damage caused by flooding and in specific high-risk areas...

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Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and...

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Windstorm insurance is not a required coverage in the state of Texas but depending on where you live it can be an absolute necessity. In some areas, your mortgage lender may require you carry a windstorm policy. This...

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Your home is probably one of the biggest assets you own and if it is damaged or destroyed it can be financially devastating. Unfortunately, a house is vulnerable to a wide variety of risks. Fires, storms, wind, hail and...

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How does a Home Insurance Escrow Work? - If you recently purchased a home or just haven’t paid that much attention to your monthly mortgage statement until now, you may be wondering what the escrow line item is on your...

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If you recently opened your insurance statement and found the cost of your homeowners insurance has increased you may be wondering why. There are a variety of factors that can push up your premium. We thought it might...

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As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Homeowner premiums are calculated using a variety of factors, some will lower your premium while others will increase it. We thought it might be fun to have a quick look at three factors that can absolutely push your...

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